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Privacy Policy


Terms of service and privacy policy in the smartest world and a little money

By accessing or you agree to be bound by these Terms, all applicable laws and regulations, and acknowledge that you are responsible for compliance with any applicable local laws. All materials on this website are protected by applicable copyright and trademark protection law.

1 - Disclaimer

The materials available on the Smarter World My Little Money website are provided online on an "AS IS" basis. Smarter World Online makes no express or implied warranties regarding these materials, and thus disclaims and negates all other obligations and warranties, including without limitation, implied warranties or conditions of merchantability or fitness for a particular purpose, or the obligation not to Intellectual property infringement or other violation of rights.

Furthermore, Smarter World Online does not guarantee or make any representations regarding the accuracy of the materials available on its website, as well as the results, or other materials that may link to such materials or any other websites linked to this site.

The pictures of the products on the site are for clarification and you should read the information and description of the product before confirming the purchase. The pictures on the site may be out of date, and you may receive a product differently from the picture available on the Little Money Online site, due to the manufacturers’ continuous updates on product forms.

2 - Regulating Law

These terms and conditions shall be governed by and construed under the laws of a Canadian state and you also irrevocably submit to the exclusive jurisdiction of the courts of Canada.

3 - Your account

In order to access certain functions of the Service, including the ability to purchase products and services, you must register and create an account on, including your password. Noting that any account that is registered is a personal and exclusive account for you and is not transferable to any third party.

 If you register and create an account, you become a "Registered User". To become a Registered User, you must be at least 18 years of age and must provide true and accurate information (including name, date of birth, email address and other details) as required during the account creation process. As dictated by law, you, as a parent or guardian of a minor under the age of 18, may allow him to use your Account, on the basis that you remain liable for any use of the Service by such minor through your Account.

By registering and using, you warrant that the information you provide in the course of the registration process is true and accurate and that you undertake to ensure that such information is kept correct. You are responsible for maintaining the confidentiality of your account, and agree to accept responsibility for all activities that occur under your account. If you have any concerns about your account, or if you become aware of any misuse of your account, you must inform us immediately.

You are responsible for maintaining the confidentiality of your account and password and for determining who accesses your computer, and you agree to accept responsibility for all activities that occur under your account or password.

4 - Material Precision

The materials appearing on the Smarter World and Little Money Online website may include technical, typographical, or photographic errors. Smarter World does not warrant that any of the materials on its website are accurate, complete or up-to-date. Smarter World Online may make changes to the materials on its website without prior notice. However, Smarter World Online makes no commitment to update this material.

5 - Limitations

In no event shall Smarter World Online or any of its suppliers be liable for any damages (including, without limitation, damages resulting from loss of data or profits, or resulting from business interruption) that may result from the use or inability to use The materials available on the website are low on money and Smarter World Online, even if Smarter World or any of its representatives have notified orally or in writing of the possibility of such damages. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SUCH LIMITATIONS MAY NOT APPLY TO YOU.

6 - Adjustments

A few of us may modify the terms of service of its website at any time without prior notice. By using this site, you agree to be bound by the current version of these Terms of Service.

7 - Contraindications to use:

You are prohibited from using the Site or any of its contents:

(1) For any purposes contrary to law.

(2) To incite others to do or participate in any act that is against the law.

(3) for violating any international, federal, provincial or local laws or rules.

(4) to infringe our intellectual property rights or the intellectual property rights of others.

(5) to harass, abuse, insult, harm, defame, defame, degrade, threaten or discriminate based on gender, religion, race, caste, age, nationality or disability;

(6) To post false or misleading information.

(7) to upload or transfer viruses or any other type of malicious software that can be used in any way to affect our main website or other websites or even the Internet in general.

(8) To collect or track the personal information of others.

(9) To send malicious e-mails, phishing information of others, steal the information of the customers of the site and refer them to another site, or for social engineering, or to crawl the web, or to steal information from the site.

(10) For any purposes immoral or immoral.

(11) to interfere in or the role

8 - Privacy Policy

Smarter World Online's policy is based on respecting your privacy regarding any information we may collect while operating our website. Accordingly, we have developed this Privacy Policy for you so that you can understand how we collect, use, pass on and disclose personal information. The following is an explanation of the privacy policy:

We will collect personal data by lawful and proper means, with the knowledge or consent of the person concerned when the need arises.

Before or during the collection of personal data, we will determine the purposes for which the data is collected.

We will collect and use personal data only to fulfill those purposes we have specified and for other assistance purposes, whether with the consent of the person concerned or as required by law.

Personal data should be appropriate for the purposes for which it will be used and, to the extent necessary for those purposes, such data should be accurate, complete, and current.

We will protect personal data by using reasonable security safeguards in order to secure it against loss or theft, to prevent unauthorized access to it, or to prevent it from being disclosed, copied, used or modified. But this does not mean our absolute commitment to this protection.

We will provide customers with adequate information about the policies and practices relating to the management of personal data.

We will retain personal data only for the period necessary to fulfill those purposes.

We are committed to conducting our business in accordance with these principles in order to ensure the confidentiality, protection and preservation of personal data. Smarter World Online may change this privacy policy from time to time in accordance with the

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